5 Things Every Woman Should Do To Prepare For A…. Catastrophic Event

Good evening Women Supporting Women,

LONG BLOG ALERT!!!!!

Happy Monday to you all.  I hope you had a fantastic weekend!  I spent the weekend at my Goddaughter’s High School Graduation and at the Special Olympics in CT.  It was such a blessed weekend.  The Special Olympics really warmed my heart.  These individuals know no limits and that’s what I loved about them!

Now for the topic at hand.

We know that hurricanes, tornados, earthquakes and other catastrophic events tear through communities, leaving residents in disbelief and wondering, “How could I have
prepared?”.
Meteorologists suggest that severe weather is the new “normal.” Further, its financial and emotional consequences will likely be devastating.
Consider these U.S. climate-related stats:1
• Tropical cyclones have accounted for the largest financial losses from 1980 to
present, with more than $580 billion in damages.
• Drought ($235.3 billion, CPI-adjusted) and severe storms ($201.6 billion,
CPI-adjusted) also caused significant damage and financial losses.
• The climate disasters that have caused the largest number of deaths are tropical
cyclones, drought/heat wave events, and severe storms.
We do not know when the next Superstorm Sandy or Hurricane Harvey will strike.
But preparation should give you some peace of mind. Also, it will help curtail a bit of
the post-disaster stress and frenzy.
Five tips to help prepare for a catastrophic event:
1. Understand the risks.
Get informed, and prepare for the weather disaster most likely to affect your
area. From droughts and wildfires, to hurricanes and flooding, every weather
disaster requires different preparedness.

2. Create a disaster preparedness kit.
Gather essential supplies before disaster strikes. The Federal Emergency
Management Agency’s (FEMA’s) detailed list3
includes:
a. Non-perishable food, water, medication (three-day supply per person)
b. A battery-operated radio
c. Flashlights
d. Batteries
e. Clothing

3. Formulate a plan.
Because family members may not be together when an emergency strikes,
have a plan in place. Shelter plans must be specific to the type of disaster
(i.e. basement for tornados vs. higher level for flooding.)
Make certain every family member has an updated list of names and contacts

4. Know how to shut off utilities.
Utilities will likely need to be shut off after a disaster, if there is damage to the
lines.
This will help avoid contamination of the water supply, a gas leak, or an
electrical fire.

5. Protect important documents.
Gather vital, financial, medical and legal records in a box that is both fireproof
and waterproof. As a backup, store electronic copies of the above-mentioned
documents on a password-protected flash drive that is kept in the box. A
cloud-based service is another option.6
Here’s a sampling of the documents that FEMA suggests safeguarding:
a. Birth, marriage, divorce, and adoption certificates
b. Government-issued identification cards
c. Property and casualty insurance policy information
d. Vehicle and housing documents
e. Financial and estate planning documents
f. Lists of financial accounts and obligations
g. Health insurance information and living wills
h. Immunization records
i. A list of prescription medication

Having all of these things in place can make a big difference if you ever encounter a catastrophic situation.

If you have any questions, please post here or email me at: thefinancialcomforter@gmail.com

Next Up: 5 Things every Widow Should Know

Wishing you all a beautiful and blessed week!

Marsha

Changing the lives in our community….one family at a time

 

 

 

 

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